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 <div data-pmr-editable="" class="medium-editor-insert-plugin">Few figures command as much respect and admiration in financial advising as Mike LeGassick, Financial Coach. With a career spanning over three decades, Mike has navigated the intricate world of finance with unparalleled expertise and insight. Beginning his journey with Pearl Assurance, he embarked on a path paved with dedication and ambition, steadily progressing through the ranks via rigorous examinations and practical experience. His tenure at esteemed institutions such as Lloyds Bank solidified his reputation as a seasoned professional. However, it was his current pivotal role at Manning and Company as Director and Behavioural Investment Coach that truly showcased his acumen.Driven by an insatiable curiosity about human psychology and decision-making, Mike embarked on a parallel journey into the realms of behavioural economics. Over the course of twelve years, he delved into the works of luminaries such as Daniel Kahneman and Charlie Munger, and continues to draw invaluable insights from the timeless wisdom of ancient philosophies such as Stoicism and the teachings of Socrates. “It’s about peeling back the layers of finance to reveal its core—people’s aspirations and apprehensions,” Mike reflects. Mike’s philosophy is simple: “Finance should be approachable and understandable. I strive to replace complex jargon with clear, relatable language and stories that resonate.” His mission is to debunk financial myths and guide clients through the investment landscape with transparency and insight. LeGassick's keen understanding of human behaviour and his ability to distil complex theories into practical applications have revolutionised his approach to financial planning. Recognising the prevalence of jargon in the industry,Literary Guides to Navigating InvestmentLeGassick's contributions extend far beyond the boardroom, with his literary endeavours offering invaluable guidance to both novices and seasoned investors alike. His publications, including the seminal works "Your Money and Your Life" and "Mind Over Markets," illuminate the intricacies of financial planning and highlight the common pitfalls that beset investors. Drawing from the insights of revered figures like Nick Murray, Mike delves into the premise that human nature is inherently flawed when it comes to investing. Through his books, he elucidates the perennial allure of bad news and its evolutionary roots, shedding light on why individuals often succumb to fear and panic in the face of market volatility. His narrative extends beyond mere exposition, offering readers a roadmap to navigate the treacherous waters of financial media and market fluctuations. By injecting context and perspective into the narrative, he empowers readers to resist the impulse-driven reactions that can derail long-term investment strategies. Through regular newsletters and proactive engagement, LeGassick reinforces these principles, likening his efforts to a vital dose of financial vitamin C, essential for preserving clarity and resilience in the face of uncertainty. For Mike, his books represent not just a compendium of knowledge but a beacon of rationality in an often turbulent financial landscape. What’s more, his belief in expanding investment knowledge ensures a lack of typical jargon associated with the industry. “It’s about providing context and perspective, helping people see beyond the immediate and focus on their long-term goals,” he explains.Going Back to the ClassroomAmidst the intricate web of compliance regulations that govern the profession, Mike discerns a critical need for grassroots education. He contends that the lack of financial literacy among the general populace perpetuates a cycle of misinformation and missed opportunities. Reflecting on his interactions with both students and faculty, LeGassick underscores the alarming reality that fundamental concepts of investing remain alien to many, even within educational institutions. His advocacy for integrating financial education into school curricula echoes a sentiment shared by many in the industry. Through instilling the principles of investing, compounding, and prudent decision-making from a young age, LeGassick believes society can cultivate a generation of financially savvy individuals poised for success. This, in turn, he argues, would foster transparency, manage client expectations, and reduce reliance on state support, thus paving the way for a more prosperous and empowered future. In LeGassick's vision, the key to unlocking optimal client outcomes lies not only in compliance reform but also in the transformative power of education.Ensuring the Welfare of InvestorsWhat advice does the advisor have for new investors and clients? For Mike, this is rooted in a profound understanding of the complexities surrounding risk assessment. Central to his philosophy is a critical examination of the conventional practice of attitude to risk profiling. LeGassick challenges the notion that such questionnaires offer a comprehensive understanding of an individual's risk tolerance. Instead, he emphasises the need for a nuanced approach that takes into account the client's level of understanding and their preconceived notions about investing. Recognising the inherent biases that shape human decision-making, Mike refrains from administering attitude to risk questionnaires until he has provided clients with a thorough education on the subject. By dispelling misconceptions and offering empirical evidence, the coach empowers clients to make informed decisions aligned with their true risk profile. Mike's advocacy for a more holistic and transparent approach underscores his commitment to safeguarding the financial well-being of his clients.The Future of InvestingMike’s vision for the future of financial advising is imbued with a fervent desire to break free from entrenched norms and catalyse change. Despite the industry's resistance to innovation and the scarcity of young advisors, LeGassick remains resolute in his mission to impart financial wisdom at the grassroots level. With a commitment to education and a passion for empowering individuals to make informed decisions, he aspires to cultivate a generation of savvy investors equipped with the tools for long-term success. LeGassick's unwavering dedication underscores the transformative potential of financial literacy in shaping a brighter future for all. Through his advocacy and outreach efforts, he seeks to pave the way for a more inclusive and enlightened financial landscape, one where knowledge transcends age and wisdom paves the path to prosperity.</div>

Mike LeGassick, a seasoned financial coach with over 30 years of experience, revolutionises financial advising by demystifying complex jargon and empowering investors through education. His books, "Your Money and Your Life" and "Mind Over Markets," provide a clear roadmap for navigating market volatility, while his advocacy for financial literacy aims to cultivate a generation of informed investors. LeGassick's holistic approach to risk assessment and dedication to client welfare redefine the future of investing.

Mike LeGassick's Quest to Revolutionise Financial Advising

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 <div data-pmr-editable="" class="medium-editor-insert-plugin">The <a href="https://www.cipp.org.uk/">Chartered Institute of Payroll Professionals (CIPP)</a> has made significant strides in bolstering its leadership team, with the appointment of three new board members following its Annual General Meeting held on 6th February 2024. The CIPP, as the premier Chartered Institute for payroll, pensions, and reward professionals in the UK, is dedicated to elevating the profile of payroll within businesses across the UK and internationally. Boasting a membership exceeding 9,500 individuals, the Institute's commitment to excellence is underscored by its robust education portfolio and proactive engagement in policy advocacy. Joining the board of directors are Chartered members Ana Laiu, Brian Sparling, and Lara Smart, all of whom bring a wealth of experience and expertise to the Institute. Their roles officially commence on 1st April 2024, marking a pivotal moment in the CIPP's commitment to driving excellence in the payroll sector.Ana Laiu, with her MSc, FCIPPdip, AATQB credentials, is a seasoned strategic leader in payroll. Her dedication to championing the sector is evident through her extensive tenure as a tutor with the CIPP since 2018. Currently serving as the Director of Pay and Reward at PPHE Group, Ana's leadership acumen is poised to enhance the discussions within the board.Brian Sparling, a recognised figure in the industry, brings a wealth of experience garnered from his tenure with prominent brands like Dayforce, TSB Bank, JD Wetherspoon, and BSkyB. His track record of delivering excellence in payroll and systems, coupled with his advocacy for best practices, renders him a valuable addition to the board.Lara Smart, boasting over 15 years of experience in the payroll landscape, is revered for her high-level consultancy skills and problem-solving prowess. Having held pivotal roles in global payroll management for renowned entities such as Endeavor and Just Eat, Lara's insights are poised to shape the CIPP's strategic direction.Commenting on the appointments, Jason Davenport, Chief Executive Officer at the CIPP, expressed optimism about the infusion of fresh perspectives into the board."Having three new members elected to the CIPP board represents a shift in the way we want to work as a business - a shift for the better. With only ten members sitting on our board of directors, introducing three new faces will be a big change, and one we’re looking forward to implementing," stated Davenport.&nbsp;"Ana, Brian, and Lara all bring unique skill sets, perspectives, and experiences that will be hugely valuable in guiding the future of the CIPP and helping best serve the needs of our members. We’re excited to officially welcome them and work together to make a positive impact for the industry."</div>

The Chartered Institute of Payroll Professionals (CIPP) has made significant strides in bolstering its leadership team, with the appointment of three new board members following its Annual General Meeting held on February 6th, 2024.

Three New Board Directors Elected at the CIPP

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 <div data-pmr-editable="" class="medium-editor-insert-plugin">On Friday 12th April, guests will gather for an exclusive dinner at <a href="https://www.heartbeat.co.uk/events/exclusive-dinner-at-the-violin-factory-">The Violin Factory</a>, hosted by Heartbeat, a local charity established in 1992.&nbsp; The evening promises to be an exquisite blend of culinary excellence and philanthropic endeavours, all set within the ambiance of one of London's most unique venues.Renowned celebrity chef James Tanner, supported by the Ascot Racecourse hospitality team "1711 by Ascot," will craft a sumptuous dining experience that will leave a lasting impression. The venue itself, once featured on Channel 4's Grand Designs, provides a captivating backdrop for this exceptional event.<a href="https://www.heartbeat.co.uk/">Heartbeat</a>, dedicated to funding pioneering cardiac projects, will be the focal point of the evening's charitable efforts. Through their support of the Wessex Cardiac Unit based at Southampton General Hospital, Heartbeat aims to enhance patient care and advance research in congenital and cardiovascular diseases, both locally and specifically across the South of England, and nationally.The dinner, priced at £295.00 per person, offers attendees the opportunity to indulge in culinary delights while supporting a noble cause. For those seeking a seamless experience, a package inclusive of accommodation and breakfast at the four-star Park Plaza Waterloo Hotel is available for £350.00 per person, just a short walk from the venue.Heartbeat extends a warm invitation to all interested individuals. For further details and reservations, visit <a target="_new" href="http://www.heartbeat.co.uk/">www.heartbeat.co.uk</a> or contact <a target="_new">Tina@heartbeat.org.uk</a>.Attendees can take pride in knowing that their participation directly contributes to Heartbeat's mission of providing specialised equipment, patient support, education, and rehabilitation services to individuals affected by heart conditions. Together, with the support of volunteers and donors, Heartbeat strives to ensure the very best care for patients across the Wessex region and beyond.As Heartbeat continues its tireless efforts, the organisation remains committed to driving advancements in cardiac care, making a tangible difference in the lives of patients, their families, and healthcare professionals. With over £20 million raised to date, Heartbeat's impact resonates deeply within the community, fostering hope and healing for all those affected by heart disease.</div>

On Friday 12th April, guests will gather for an exclusive dinner at The Violin Factory, hosted by Heartbeat, a local charity established in 1992. The evening promises to be an exquisite blend of culinary excellence and philanthropic endeavours, all set within the captivating ambiance of one of London's most unique venues.

Heartbeat's Violin Factor Dinner: A Night of Gastronomy and Philanthropy

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 <div data-pmr-editable="" class="medium-editor-insert-plugin">In today's fast-paced world, where convenience often trumps conscientiousness and processed foods dominate the market, the significance of clean living and health-conscious brands cannot be overstated. Recent studies, including a comprehensive analysis by The Lancet, have illuminated a stark reality: obesity has emerged as a greater threat to global health than hunger. With over one billion individuals worldwide classified as clinically obese, this epidemic demands urgent attention and concerted efforts to address its root causes. A recent <a href="https://www.telegraph.co.uk/news/2024/03/01/obesity-now-greater-risk-global-health-hunger-lancet-study/">Lancet study</a> sheds light on the alarming scope of the obesity crisis. It reveals a startling truth: obesity now poses a greater risk to global health than hunger itself. This revelation underscores the urgent need for action to combat this multifaceted issue. The study's findings paint a sobering picture of the global obesity epidemic. With over one billion people clinically obese, it's a crisis of unprecedented scale. What's particularly distressing is the impact on our youth, with 159 million obese children worldwide facing significant health risks. The UK, despite its advanced healthcare system, is not immune to this epidemic. Ranking 78th globally for adult obesity, the nation grapples with a concerning statistic: almost three in 10 adults are affected by obesity. This highlights the pervasive nature of the issue and the urgent need for intervention. These statistics serve as a clarion call for proactive measures to combat the multifaceted challenges posed by obesity. It's imperative to address not only the immediate health consequences but also the broader societal and economic impacts. By prioritising clean living and supporting health-conscious brands, we can collectively work towards a healthier future for all. However, to catalyse meaningful change on a larger scale, it's essential to start from within, prioritising the health and wellbeing of those who serve as the backbone of our healthcare systems. Within institutions like the National Health Service (NHS) in the UK, where staff tirelessly dedicate themselves to the care of others, it's imperative to reevaluate existing practices and offerings. One area ripe for improvement is the provision of dietary recommendations and offerings within the NHS. Too often, staff are supplied with poor-quality, mass-produced coffee that contributes to jitteriness and energy crashes. To address this, the NHS should consider a shift towards premium-quality coffee blends that are free from mycotoxins, pesticides, and heavy metals. These blends can be further enhanced with natural brain-boosting ingredients like lion's mane mushrooms, known for their potential in Alzheimer's prevention through brain cell regeneration, and cordyceps, a natural energy enhancer. Lean Caffeine is an example of a brand offering this. By implementing such initiatives, the NHS not only prioritises the health and wellbeing of its workforce but also cultivates an environment conducive to heightened productivity and overall wellbeing. As an institution entrusted with safeguarding public health, the NHS has the opportunity to lead by example, inspiring positive change both within its own ranks and throughout the broader community. This commitment to holistic wellbeing mirrors <a href="https://octillioncapitalpartners.com/">OCTILLION</a>'s mission to empower individuals to make informed choices that positively impact their health and the world around them. At OCTILLION, we recognise that the foods we consume and the products we use play a crucial role in our overall wellbeing. That's why we are dedicated to acquiring and building brands that prioritise clean ingredients and promote wellness across dry foods, beverages, skincare, wellness, and beauty products. Through strategic partnerships and relentless commitment to our values, OCTILLION aims to be the modern-day CPG conglomerate for truly good-for-you brands. By aligning with brands that share our vision and values, we can amplify our impact and inspire positive change on a global scale. As the global landscape evolves and consumers increasingly prioritise health and sustainability, OCTILLION stands poised to support these efforts and lead the charge toward a brighter, healthier future. Leveraging its expertise, resources, and expansive network, OCTILLION is committed to driving positive change and empowering individuals to live their best lives—one mindful choice at a time. Feel free to get in touch with us at ayo@octillioncapitalpartners.com or info@octillioncapitalpartners.com. We're here to answer any questions you may have and discuss how we can work together to build a portfolio of clean living and health-conscious brands profitably.&nbsp;</div>

In today's fast-paced world, where convenience often trumps conscientiousness and processed foods dominate the market, the significance of clean living and health-conscious brands cannot be overstated.

Adam Kiani

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